Dr. Muhammad Ashfaq, Ph.D.
(Chief Executive Officer)

Dr. Muhammad Ashfaq is widely recognized as an outstanding and experienced expert in the area of Islamic finance and Halal industry. He has contributed to the further development of Halal Food and lifestyle sectors through his cutting-edge research and global initiatives for human capital development and organizational capacity building. Dr. Ashfaq has also conducted a number of lectures and facilitated training programs for many institutions and companies on the topic of the Halal industry. Dr. Ashfaq has spoken on the topic of Islamic Banking and Finance and Halal industry at conferences in more than 30 countries worldwide, and has served as peer-review referee for a number of international conferences.
Before joining Amanah HRC, Dr. Muhammad Ashfaq served as Lecturer/Scientific Staff Member at the Rhine-Waal University of Applied Sciences in Germany. In pursuit of his passion, Dr. Ashfaq is currently a visiting faculty member of the international MBA program at the Wittenborg Business School in the Netherlands. 
Dr. Ashfaq holds an MBA from Coburg University in Germany, a Post Graduate Diploma in Islamic Banking and Finance and an MBA in Banking and Finance from the University of the Punjab, Pakistan where he graduated with distinction. He has obtained Ph.D. degree from University of Tübingen Germany. Dr. Ashfaq was awarded the Young Scholars Research Award by the Bilkent University, Turkey in 2015 for his cutting-edge research contributions. Furthermore, Dr. Ashfaq is the co-editor of “In Welcher Gesellschaft Wollen wir Leben? Befunde zu Wirtschaftsethik in der globalisierten Gesellschaft Grundsätzlich Überlegungen aus Theorie und Praxis in Wirtschaft, Recht und im Speziellen in Ethical Finance & Islamic Banking” a book published in German and English by Rainer Hampp Verlag Germany. He is also author of "Islamic Banking and Finance in Europe: The Case of Germany and United Kingdom". He speaks three international languages including German, English and Urdu.